Mortgage Underwriter

KEY Group • Full-time • Preston, England, United Kingdom • 4d ago

We believe that helping people unlock a better retirement starts with helping everyone in our organisation unlock their true potential, and thrive.

To do that, we’re mindful of staying true to the values that make us who we are, and proud of what we do.

Mortgage Underwriter

More2Life is part of the Key Group of companies and has been a pioneering force in the Equity Release market since its launch in 2008.

Today, operating from our offices in Preston, we help over 1000 people every month to confidently release cash from their homes, significantly growing year on year to become one of the largest lifetime mortgage lenders in the UK.

We have an exciting opportunity for a Mortgage Underwriter to join the team here at Key Group. Situated in our Loan Manufacturing department, our underwriting team are responsible for underwriting property valuations and new applications to offer stage.

Main Duties and Role Responsibilities:

To be responsible for the management of your caseload
To liaise with solicitors, valuers, brokers and customers to secure documentation required to make responsible lending decisions.
To keep fully up to date and conversant with lending criteria, products and special schemes
To develop and maintain business relationships with key partners
To underwrite new business in line with more2life policies

Skills we look for:

Experience of working within the Financial Services industry and in particular in the secured residential lending arena.
Possess a working knowledge of mortgage underwriting and lending criteria
Organised and with good attention to detail
Commitment to maintain accuracy and attention to detail, ensuring work is of the highest quality.
First class communication skills, both written and verbal.

Most of all we look for people who display and work around the core values of our business:

Ambitious – to break ground to help our customers enjoy a better retirement.
Supportive – relationships are key to everything we do.
Personal – going above and beyond to offer exceptional service.
Integrity – honest, true and transparent in all of our relationships.
Responsive – whatever the challenge we’ll deliver the right result.
Expert – experts in our field, our thirst for knowledge never stops

Benefits:

🌴 23 days holiday + bank holidays
💚 Wellbeing Day & Charity Day
💷 Enhanced pension (5% employee/8% employer)
🏥 Simplyhealth cashback plan
🛡️ Life assurance
👶 Enhanced family-friendly policies
🎓 Ongoing training and development
🤝 Employee referral scheme
🚗 Free onsite parking